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Dealing With Insurance Companies After A Car Accident

Our highly respected McAllen car accident lawyers explain what you need to know

Dealing with insurance companies after a car accident can be complicated. Even knowing what your rights are might not be clear. Insurance companies know this. That’s why they’re hoping you’ll fall for many of the tricks they often use when dealing with people injured in a car crash caused by another driver.

Insurance companies don’t intimidate us. We know how to deal with them. That’s because our McAllen car accident attorneys at Karam Law Firm have years of experience. Attorney Aizar J. Karam Jr. has an in-depth understanding of how insurance companies work. As a result, he knows how they think and what strategies often work best. You can count on Karam when it matters most.

What makes dealing with insurance companies so complicated?

Insurance companies know that many people often don’t understand how the process works after a car accident. That’s why they often do everything they can to make dealing with them so complicated. Some of the tricks they often use include:

  • Contacting someone soon after an accident to ask what might seem like a few simple questions. They’re often simply fishing for information they can use to reduce or deny your accident claim. This is especially true for insurance companies representing the at-fault driver.
  • Insurance companies often make settlement offers soon after an accident. They do this because they’re hoping you’ll accept their offer, which often doesn’t come close to covering all your accident-related expenses. What many people might not realize is once you accept a settlement offer, you can’t ask for any additional money in the future, in most cases.
  • Insurance companies often conduct their own independent investigations into an accident. They will often go to great lengths (including trying to track down witnesses or even reading your social media posts) to find anything they can use against you.

These are just some of the reasons why dealing with insurance companies after a car accident can be complicated. Even dealing with your own insurance company in certain circumstances can be challenging. This is especially true in hit-and-run accidents or any situation in which your own insurance company may be responsible for compensating you for your accident-related expenses.

What should I do if the other driver’s insurance company contacts me?

In many cases, the at-fault driver’s insurance company will contact you soon after your accident. If they call you, email you or contact you directly in some other way, you do not have to talk to them. In fact, the less you say, the better.

The reason why is anything you say or write to the insurance company could be used as evidence to deny your accident claim. Even saying something as simple as “I’m sorry” could be used by them to try to deny your accident claim.

As your attorney, we can deal directly with insurance companies on your behalf. We know how to negotiate with them. If they refuse to cooperate, we can file a car accident lawsuit on your behalf or take other legal action.

You have rights. We can fight for them. Call Karam.

The stakes are high when it comes to many car accident claims. Depending on the severity of your injury, the length of your recovery and many other factors, your car accident claim could easily add up to thousands or even millions of dollars. This is the reason why so many insurance companies take a hard line after a car accident.

Our highly skilled attorneys have a well-earned reputation for dealing effectively with insurance companies. That’s because we take the time to find out exactly what happened. As your attorney, we will carefully investigate your crash – from reviewing accident reports to consulting with experts, if necessary.

Put your trust in a law firm that puts your needs first. Contact us and schedule your free case evaluation. We’re highly respected McAllen car accident lawyers here to help you demand the justice you deserve.

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