Are you protected if an uninsured or underinsured driver hit your car?
Dealing with a car accident can be difficult in many situations. When your accident is caused by a driver without insurance, everything often becomes far more complicated. That’s why it’s critical that you talk to an attorney who understands how the legal system works. That’s why we want to meet with you at Karam Law Firm as soon as possible.
Our highly respected McAllen car accident attorneys thoroughly understand how the legal system works in Texas. We’re familiar with the laws governing accidents involving uninsured drivers. We are prepared to do the work that needs to be done to build the strongest possible legal case. You can count on Karam when it matters most.
Texas Car Insurance Requirements
Like many states, Texas requires all drivers to have some form of car insurance. The minimum amount of car insurance required in Texas includes:
- $25,000 per accident for property damage.
- $30,000 per injured person, up to at least $60,000 per car accident.
While that might seem like a lot of money, many car accidents often end up costing a lot more. That’s because accident-related expenses (which may include medical bills, lost income and more) can quickly add up to thousands or even millions of dollars. As a result, you could be dealing with an accident involving an underinsured driver.
Whether you’re dealing with an accident caused by uninsured driver or an underinsured driver, you can count on us to be there for you every step of the way.
What should I do if an uninsured driver causes my car accident?
If an uninsured driver has caused your car accident, we strongly recommend taking the following steps to protect your health and your rights:
- Call the police and ask them to respond to your accident.
- Get the other driver’s full, name address and driver’s license number.
- Feel free to give the same information to the other driver.
- Do not discuss the accident with the other driver.
- Call your insurance company and tell them you have been in an accident caused by another driver.
- Keep your comments brief. Do not discuss your accident with your insurance company.
- Contact our law firm as soon as possible.
Our lawyers have years of experience dealing with accidents caused by uninsured drivers. As your attorney, we can deal directly with your insurance company after your crash. Often, your insurance company will be the one responsible for compensating you in a crash involving an uninsured driver. In some cases, negotiations can become challenging.
The reason why? Accident-related expenses can add up fast. Most insurance companies do everything they can to keep accident claims as low as possible – even if that means not paying you the full amount for your crash.
That’s not right. That’s why we want to meet with you as soon as possible. Founding attorney Aizar J. Karam Jr. has more than 24 years of legal experience. He has an in-depth understanding of how insurance companies work. As a result, he knows how they think and what strategies often work best when dealing with insurance companies.
Put your trust in a law firm that puts your needs first. Call Karam today.
Take your car accident seriously right from the start. Contact Karam Law and schedule your free case evaluation today. We can answer your questions, evaluate your case and explain your legal options. Discover what a dedicated McAllen car accident attorney can do for you. Call Karam.